Compliance, Industry Standards 10 Jan 2025 regulatory compliance, consumer protection, customs duties and inspection, imports, administrative practice and procedure, reporting and recordkeeping requirements, claims, research, exports, excise taxes, surety bonds, labeling, advertising, scientific equipment, alcohol and alcoholic beverages, vinegar, distilled spirits, wine, liquors, spices and flavorings, alcohol, electronic funds transfers, ttb, fruit juices, packaging and containers, container standards, food additives, warehouses

🍷New Standards of Fill for Wine and Distilled Spirits Effective in 2025

This final rule amends the Alcohol and Tobacco Tax and Trade Bureau (TTB) regulations that govern wine and distilled spirits containers to add 13 standards of fill for wine and 15 for distilled spirits. TTB is also amending its regulations to eliminate the distinction between standards of fill for distilled spirits in cans and those for distilled spirits in containers other than cans. TTB had also proposed to generally eliminate the standards of fill for wine and distilled spirits, as an alternative to approving specific new standards of fill. Upon careful consideration of comments received, however, TTB is not adopting that proposal at this time. The amendments described in this final rule respond to industry member requests for additional flexibility to use a wider range of container sizes and are expected to facilitate the movement of goods in domestic and international commerce while also providing consumers broader purchasing options.

Learn More
Compliance, Regulatory Requirements 10 Jan 2025 consumer protection, banking, reporting and recordkeeping requirements, consumer financial protection, mortgages, credit, home improvement, cfpb, residential property, advertising, regulation z, banks, national banks, truth-in-lending, pace financing, credit unions, mortgage, savings associations

💼New PACE Financing Regulations

Section 307 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) directs the Consumer Financial Protection Bureau (CFPB or Bureau) to prescribe ability-to-repay rules for Property Assessed Clean Energy (PACE) financing and to apply the civil liability provisions of the Truth in Lending Act (TILA) for violations. PACE financing is financing to cover the costs of home improvements that results in a tax assessment on the real property of the consumer. In this final rule, the CFPB implements EGRRCPA section 307 and amends Regulation Z to address how TILA applies to PACE transactions.

Learn More
Compliance, Regulatory Requirements 8 Jan 2025 compliance, consumer protection, business and industry, electronic filing, imports, administrative practice and procedure, reporting and recordkeeping requirements, business operations, import regulations, labeling, efiling, agency for international development, cpcs, consumer products

📜CPSC Final Rule on Electronic Filing of Compliance Certificates

In consultation with U.S. Customs and Border Protection (CBP), the U.S. Consumer Product Safety Commission (Commission or CPSC) issues this final rule (the Final Rule) to revise the agency's regulation for Certificates of Compliance (certificates). The Final Rule aligns CPSC's current certificates rule with other CPSC rules on testing and certification, and implements, for importation of products and substances regulated by CPSC, electronic filing of certificates (eFiling) with CBP.

Learn More
Compliance, Financial Regulations 8 Jan 2025 compliance, consumer protection, administrative practice and procedure, financial regulations, inflation adjustment, penalties, civil penalties, cfpb

📈CFPB Civil Penalty Adjustments

The Consumer Financial Protection Bureau (CFPB) is adjusting for inflation the maximum amount of each civil penalty within the CFPB's jurisdiction. These adjustments are required by the Federal Civil Penalties Inflation Adjustment Act of 1990 (Inflation Adjustment Act), as amended by the Debt Collection Improvement Act of 1996 and further amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015. The inflation adjustments mandated by the Inflation Adjustment Act serve to maintain the deterrent effect of civil penalties and to promote compliance with the law.

Learn More
Compliance, Legal 6 Jan 2025 compliance, business regulation, consumer protection, accessibility, marketing, ftc

⚖️FTC Consent Order Against accessiBe

The consent agreement in this matter settles alleged violations of Federal law prohibiting unfair or deceptive acts or practices. The attached Analysis of Proposed Consent Order to Aid Public Comment describes both the allegations in the complaint and the terms of the consent order--embodied in the consent agreement--that would settle these allegations.

Learn More
Compliance, Financial Assistance Programs, Education Regulations 3 Jan 2025 compliance, veterans, regulations, consumer protection, administrative practice and procedure, reporting and recordkeeping requirements, elementary and secondary education, education of disadvantaged, distance education, student aid, loan programs-education, aliens, colleges and universities, grant programs-education, higher education, title iv, vocational education, selective service system, foreign relations, financial aid

🎓New Regulations Impacting Distance Education and Title IV Funds

The Secretary amends the Student Assistance General Provisions regulations governing participation in the student financial assistance programs authorized under title IV of the Higher Education Act of 1965, as amended (HEA), to promote program integrity and institutional quality. These regulations clarify, update, and consolidate certain provisions that apply to distance education and the return of title IV, HEA funds. They also make technical changes to the TRIO program regulations to reflect the current status of the Republic of Palau as a member of the Freely Associated States. This document provides notice that the Department fully closes out the Program Integrity and Institutional Quality: Distance Education and Return of Title IV, HEA Funds notice of proposed rulemaking. That is, we will not be finalizing the remainder of the Federal TRIO program provisions but may promulgate through future rulemaking efforts.

Learn More