Rule 18 Jun 2025 compliance, regulation, small business, consumer protection, banking, penalties, credit, civil rights, consumer finance, banks, national banks, credit unions, lending, marital status discrimination

🏦Compliance Dates Extended for Small Business Lending Rules

In light of court orders in ongoing litigation, the Consumer Financial Protection Bureau (CFPB or Bureau) is amending Regulation B to extend the compliance dates set forth in its 2023 small business lending rule, as amended by a 2024 interim final rule, and to make other date-related conforming adjustments.

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Proposed Rule 18 Jun 2025 regulatory compliance, consumer protection, financial services, administrative practice and procedure, cfpb, authority delegations (government agencies), organization and functions (government agencies), civil penalty fund

🏦Analysis of Consumer Financial Civil Penalty Fund Rule Amendment

The Consumer Financial Protection Bureau (Bureau or CFPB) is proposing to amend its 2013 rule implementing the provision of the Consumer Financial Protection Act of 2010 (CFPA or Act) that establishes a Consumer Financial Civil Penalty Fund (Civil Penalty Fund). Under the CFPA, the Civil Penalty Fund may be used for payments to victims of activities subject to civil penalties; to the extent victims cannot be located or payments are not practicable, the Bureau may use funds for consumer education and financial literacy programs. This proposed rule would remove references to allocating funds for consumer education and financial literacy programs.

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Notice 13 Jun 2025 consumer protection, safety, carbon monoxide, grant program, government funding

💵CPSC Proposed Carbon Monoxide Grant Program Information

As required by the Paperwork Reduction Act of 1995, the Consumer Product Safety Commission (CPSC or Commission) announces that the Commission has submitted to the Office of Management and Budget (OMB) a request for approval of a new information collection. The collection is for an application by which potential grant recipients may request funding under CPSC's Carbon Monoxide Poisoning Prevention Grant Program (COPPGP). The COPPGP provides funds for state, local and tribal governments to reduce the number of injuries and deaths from carbon monoxide poisoning. On March 11, 2025, CPSC published a notice in the Federal Register to announce the agency's intention to seek approval of the collection of information. The Commission received one comment in support of the collection. By publication of this notice, the Commission announces that CPSC has submitted to the OMB a request for that collection of information.

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Rule 12 Jun 2025 compliance, regulation, government contracts, consumer protection, administrative practice and procedure, grant programs, reporting and recordkeeping requirements, intergovernmental relations, penalties, claims, investigations, grant programs-housing and community development, mortgages, housing, loan programs-housing and community development, manufactured homes, fair housing, financial impact, fraud, urban development, civil penalties, loan programs, civil rights, hud, individuals with disabilities, aged, lobbying, government employees, mortgage insurance, warranties

💰2025 Adjustment of Civil Monetary Penalties by HUD

This rule provides for 2025 inflation adjustments of civil monetary penalty amounts required by the Federal Civil Penalties Inflation Adjustment Act of 1990, as amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (the 2015 Act). This rule also removes an obsolete regulation relating to the imposition of civil monetary penalties.

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Notice 10 Jun 2025 compliance, consumer protection, data management, fair credit reporting act, commodity futures trading commission

🔒CFTC Notice on Consumer Information Protection and Renewal

The Commodity Futures Trading Commission ("Commission") is announcing an opportunity for public comment on the proposed renewal of a collection of certain information by the agency. Under the Paperwork Reduction Act ("PRA"), Federal agencies are required to publish notice in the Federal Register concerning each proposed collection of information, including each proposed extension of an existing collection of information, and to allow 60 days for public comment. This notice solicits comments on the collections of information mandated by part 162 of the Commission's regulations (Protection of Consumer Information under the Fair Credit Reporting Act).

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Notice 2 Jun 2025 compliance, consumer protection, financial services, regulation e, electronic fund transfers

💳CFPB Seeks Comments on Regulation E

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB) requests the Office of Management and Budget's (OMB's) extension for the existing information collection titled "Electronic Fund Transfer Act (Regulation E)" approved under OMB Control Number 3170-0014.

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Notice 22 May 2025 regulatory compliance, consumer protection, financial services, cfpb, complaint management

📄CFPB Notice

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB) requests the Office of Management and Budget's (OMB's) extension of the existing information collection titled "Consumer Complaint Intake System Company Portal Boarding Form" approved under OMB Control Number 3170-0054.

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Notice 22 May 2025 regulatory compliance, consumer protection, financial services, mortgage disclosures

🏡CFPB Seeks Comments on New Information Collection Regarding Mortgage Disclosures

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB) requests the extension of the Office of Management and Budget's (OMB's) approval of a new information collection titled "ICBA Disclosure Testing: Qualitative Pre-testing of Survey (Testing) Instrument and Modified Disclosure Forms."

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Rule 21 May 2025 consumer protection, banking, business compliance, law enforcement, cfpb, financial regulation, banks, national banks, credit unions, savings associations, state and local governments, state regulations

📑Rescission of State Notification Rules and Business Implications

This direct final rule rescinds the Consumer Financial Protection Bureau's (Bureau's) procedures by which a State official must notify the Bureau when the official takes an action to enforce the Consumer Financial Protection Act.

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Notice 20 May 2025 consumer protection, financial compliance, treasury, occ, regulatory guidance, reverse mortgages

🏦Guidance for Compliance with Reverse Mortgage Products Management

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, "Reverse Mortgage Products: Guidance for Managing Compliance and Risks" (Guidance).

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