Proposed Rule 18 Jul 2025 regulations, banking, administrative practice and procedure, reporting and recordkeeping requirements, credit, investments, financial institutions, banks, savings associations, community development, fdic, bank deposit insurance, branch applications

🏦FDIC Proposes Rule to Streamline Branch Establishment Processes

The Federal Deposit Insurance Corporation (FDIC) proposes to amend the processes for an insured State nonmember bank to establish a branch or relocate a main office or branch by eliminating certain filing requirements, reducing processing timelines, and updating public notice procedures, and by making corresponding changes to the procedures applicable to the relocation of an insured branch of a foreign bank. The FDIC seeks comment on all aspects of the proposed rule.

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Notice 18 Jul 2025 regulatory compliance, governance, banking, financial institutions, fdic, supervisory appeals

🏦FDIC Proposes New Guidelines for Appeals of Supervisory Determinations

The Federal Deposit Insurance Corporation (FDIC) proposes to amend its Guidelines for Appeals of Material Supervisory Determinations to replace the existing Supervision Appeals Review Committee with an independent, standalone office that would consider and decide supervisory appeals.

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Proposed Rule 18 Jul 2025 compliance, banking, reporting and recordkeeping requirements, economic development, rural areas, credit, low and moderate income housing, small businesses, investments, freedom of information, financial institutions, banks, national banks, savings associations, banking regulations, community development, holding companies, community reinvestment act, manpower

🏦Proposed Amendments to Community Reinvestment Act Regulations

The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) propose to amend their Community Reinvestment Act (CRA) regulations by rescinding the final rule titled "Community Reinvestment Act" published in the Federal Register on February 1, 2024, and replacing it with the agencies' CRA regulations in effect on March 29, 2024, with certain conforming and technical amendments. The agencies are also proposing technical amendments to their regulations implementing the CRA sunshine requirements of the Federal Deposit Insurance Act, and the OCC is proposing technical amendments to its Public Welfare Investments regulation.

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Notice 17 Jul 2025 compliance, regulatory, financial institutions, fdic, community reinvestment act

🏦FDIC Sunshine Act Meeting Notice on Proposed Rules and Amendments

The FDIC announces an open meeting to discuss proposed rulemakings, including the Community Reinvestment Act and adjustments to regulatory thresholds. The meeting allows public observation via webcast, showcasing transparency and the agency's commitment to stakeholder engagement in regulatory processes. Key matters include amendments to guidelines and a review of regulatory impacts on financial institutions.

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Notice 11 Jul 2025 public meeting, regulation, banking, financial institutions, fdic, supervisory determinations

📊FDIC Sunshine Act Meeting Notice and Proposed Regulatory Amendments

The Federal Deposit Insurance Corporation (FDIC) announces a Board meeting open for public observation via webcast. The agenda includes discussions on proposed amendments to supervisory determination guidelines and community reinvestment regulations. Observers can participate online or in-person with proper arrangements for accessibility aids.

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Notice 8 Jul 2025 compliance, securities regulation, financial institutions, government forms

📄SEC Proposes Collection of Information for Financial Institutions

The Securities and Exchange Commission (SEC) is requesting comments on the proposed collection of information through several new forms related to government securities activities. This notice pertains to compliance requirements for certain financial institutions, inviting feedback on the necessity and burden of the information collection and highlighting its importance for regulatory oversight.

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Notice 8 Jul 2025 compliance, regulations, consumer protection, financial institutions, identity theft

🛡️Identity Theft Regulations and Compliance Requirements Overview

The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995 (PRA). In accordance with the requirements of the PRA, the OCC may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of its information collection titled, "Identity Theft Red Flags and Address Discrepancies under the Fair and Accurate Credit Transactions Act of 2003." The OCC also is giving notice that it has sent the collection to OMB for review.

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Rule 3 Jul 2025 compliance, regulation, financial institutions, antitrust, fdic, bank mergers

🏦FDIC Reinstates Prior Bank Merger Policy for Clarity and Compliance

The FDIC is taking final action to rescind the Statement of Policy on Bank Merger Transactions published in 2024 (2024 Statement of Policy) and reinstate its Statement of Policy on Bank Merger Transactions that was in effect prior to the 2024 Statement of Policy (Bank Merger Statement of Policy). The reinstated Bank Merger Statement of Policy will remain in effect pending the FDIC's review of all aspects of the regulatory framework governing the FDIC's review of merger transactions in connection with a future proposal to comprehensively revise its merger policy.

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Notice 2 Jul 2025 regulatory compliance, risk management, united states, financial institutions, fdic, bank liquidation

🏦FDIC Update

Notice is hereby given that the Federal Deposit Insurance Corporation (Corporation) has been appointed the sole receiver for the following financial institution effective as of the Date Closed as indicated in the listing.

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Rule 30 Jun 2025 cibanco, u.s. treasury, regulation, opioid trafficking, money laundering, financial institutions

💵Special Measure Prohibiting CIBanco Funds Transfers Due to Money Laundering

FinCEN is issuing notice of an order prohibiting certain transmittals of funds involving CIBanco S.A., Instituci[oacute]n De Banca Multiple, a financial institution operating outside of the United States determined to be of primary money laundering concern in connection with illicit opioid trafficking.

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