Proposed Rule 14 May 2025 compliance, regulation, consumer protection, financial services, administrative practice and procedure, reporting and recordkeeping requirements, intergovernmental relations, law enforcement, consumer financial protection, credit, trade practices, nonbank

📉CFPB Proposes Rescission of Nonbank Registry Rule

The Consumer Financial Protection Bureau (Bureau or CFPB) is proposing to rescind its rule requiring certain types of nonbank covered persons subject to certain final public orders obtained or issued by a government agency in connection with the offering or provision of a consumer financial product or service to report the existence of the orders and related information to a Bureau registry.

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Proposed Rule 14 May 2025 regulatory compliance, consumer protection, administrative practice and procedure, credit, cfpb, consumer finance, trade practices, nonbank supervision

📄CFPB Proposes Rescission of Supervisory Designation Amendments

The Consumer Financial Protection Bureau (CFPB or Bureau) is proposing to rescind the amendments it adopted on April 29, 2022, November 21, 2022, and April 23, 2024, to the Procedures for Supervisory Designation Proceedings.

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Proposed Rule 13 May 2025 business law, savings associations, trade practices, banking, national banks, administrative practice and procedure, consumer financial protection bureau, credit unions, law enforcement, consumer protection, adjudication, regulatory compliance, banks, rules of practice

⚖️CFPB Proposed Rule

The Consumer Financial Protection Bureau (Bureau) is proposing to rescind the amendments it adopted to the Rules of Practice for Adjudication Proceedings (Rules of Practice) on February 22, 2022, and March 29, 2023.

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Rule 22 Apr 2025 compliance, consumer protection, safety, reporting and recordkeeping requirements, youth, privacy, federal trade commission, computer technology, communications, trade practices, science and technology, infants and children, internet, children's privacy, online services, parental consent, biometric data

🛡️Amendments to Children's Online Privacy Protection Rule

The Federal Trade Commission amends the Children's Online Privacy Protection Rule (the "Rule"), consistent with the requirements of the Children's Online Privacy Protection Act. The amendments to the Rule, which are based on the FTC's review of public comments and its enforcement experience, include one new definition and modifications to several others, as well as updates to key provisions to respond to changes in technology and online practices. The amendments are intended to strengthen protection of personal information collected from children, and, where appropriate, to clarify and streamline the Rule since it was last amended in January 2013.

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Compliance Requirements, Financial Implications 17 Jan 2025 compliance, administrative practice and procedure, penalties, civil penalties, ftc, trade practices, inflation, regulatory updates

⚖️FTC Civil Penalty Increases Effective January 17, 2025

The Federal Trade Commission ("FTC" or "Commission") is implementing adjustments to the civil penalty amounts within its jurisdiction to account for inflation, as required by law.

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Regulatory Compliance, Consumer Protection 17 Jan 2025 compliance, regulations, customs duties and inspection, imports, reporting and recordkeeping requirements, surety bonds, grains, labeling, food allergens, advertising, trade practices, alcohol and alcoholic beverages, wine, liquors, alcohol, ttb, packaging and containers, food additives, treaties, beer

🍷New TTB Proposal for Major Food Allergen Labeling in Alcohol Beverages

The Alcohol and Tobacco Tax and Trade Bureau (TTB) proposes to require a labeling disclosure of all major food allergens used in the production of alcohol beverages subject to TTB's regulatory authority under the Federal Alcohol Administration Act. Under the proposed regulations, unless an exception applies, labels must declare milk, eggs, fish, Crustacean shellfish, tree nuts, wheat, peanuts, soybeans, and sesame, as well as ingredients that contain protein derived from these foods, if used in the production of the alcohol beverage. TTB proposes a compliance date of 5 years from the date that a final rule resulting from this proposal is published in the Federal Register.

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Regulatory Compliance, Consumer Trends 17 Jan 2025 compliance, customs duties and inspection, imports, administrative practice and procedure, reporting and recordkeeping requirements, claims, research, freight, exports, excise taxes, surety bonds, grains, labeling, advertising, trade practices, scientific equipment, alcohol and alcoholic beverages, vinegar, wine, liquors, spices and flavorings, electronic funds transfers, fruit juices, packaging and containers, food additives, warehouses, treaties, cosmetics, beer, consumer information, alcohol industry, labeling regulations

🍷New Alcohol Facts Labeling Regulation

The Alcohol and Tobacco Tax and Trade Bureau (TTB) proposes to require disclosure of per-serving alcohol, calorie, and nutrient content information in an "Alcohol Facts" statement on all alcohol beverage labels subject to TTB's regulatory authority under the Federal Alcohol Administration Act (FAA Act). This rulemaking responds to the Department of the Treasury's February 2022 report on "Competition in the Markets for Beer, Wine, and Spirits," which recommended that TTB revive or initiate rulemaking on alcohol content, nutritional content, and appropriate serving sizes for alcohol beverage labels. Pursuant to its authorities under both the FAA Act and the Internal Revenue Code of 1986, TTB is also proposing mandatory alcohol content statements for certain types of malt beverages, beer, and wine that are not currently required to be labeled with an alcohol content statement. TTB proposes a compliance date of 5 years from the date that a final rule resulting from this proposal is published in the Federal Register.

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Compliance, Financial Assistance 16 Jan 2025 agriculture, regulations, usda, reporting and recordkeeping requirements, poultry, surety bonds, confidential business information, compensation, trade practices, broiler, fair trade, stockyards

🐔New Regulations Impacting Poultry Grower Compensation and Practices

This final rule by the United States Department of Agriculture's (USDA or the Department) Agricultural Marketing Service (AMS or the Agency) amends the Agency's regulations under the Packers and Stockyards Act, 1921 (P&S Act or Act). The Act protects fair trade, financial integrity, and competitive markets for poultry. The final rule prohibits certain payment practices under poultry grower ranking systems (commonly known as tournaments) in contract poultry production for broiler chickens, requires live poultry dealers (LPDs) to adopt policies and procedures for operating a fair ranking system for broiler growers, and requires LPDs to provide certain information to broiler growers when the LPD requests or requires the grower to make additional capital investments. These regulations will increase transparency and address deception and unfairness in broiler grower payments, tournament operations, and capital improvement systems.

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Compliance, Consumer Protection 10 Jan 2025 compliance, consumer protection, pricing, trade regulation, fees, ftc, advertising, trade practices

📜New FTC Rule on Unfair Fees

The Federal Trade Commission ("FTC" or "Commission") is issuing a final trade regulation rule entitled "Rule on Unfair or Deceptive Fees" ("rule" or "final rule") and Statement of Basis and Purpose addressing certain unfair or deceptive practices involving fees or charges for live-event tickets and short-term lodging: bait- and-switch pricing that hides the total price by omitting mandatory fees and charges from advertised prices; and misrepresenting the nature, purpose, amount, and refundability of fees or charges. The final rule specifies that it is an unfair and deceptive practice for businesses to offer, display, or advertise any price of live-event tickets or short-term lodging without clearly, conspicuously and prominently disclosing the total price. The rule also requires businesses to clearly and conspicuously make certain disclosures before a consumer consents to pay. The rule further specifies that it is an unfair and deceptive practice for businesses to misrepresent any fee or charge in any offer, display, or advertisement for live-event tickets or short-term lodging.

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