Compliance, Regulatory Updates 15 Jan 2025 regulation, financial institutions, asset cap, federal housing finance agency, community financial institutions

💼Annual Adjustments to Community Financial Institutions Asset Cap for 2025

The Federal Housing Finance Agency (FHFA) has adjusted the cap on average total assets that is used in determining whether a Federal Home Loan Bank (Bank) member qualifies as a "community financial institution" (CFI) to $1,500,000,000, based on the annual percentage increase in the Consumer Price Index for all urban consumers (CPI-U), as published by the Department of Labor (DOL). This change is effective as of January 1, 2025.

Learn More