4 Mar 2025

🏠Regulatory Update

Updating Manufactured Housing Provisions; Correction

Summary

The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of the United States Department of Agriculture (USDA), published a final rule on January 3, 2025, to amend the current regulations for the Single Family Housing (SFH) Direct Loan Program and the SFH Guaranteed Loan Program. The March 4, 2025, effective date of that final rule is deferred to May 5, 2025.

Agencies

  • Agriculture Department
  • Rural Housing Service

Business Impact ?

$$ - Med

The regulation outlines amendments to the Single Family Housing Direct and Guaranteed Loan Programs, impacting compliance for lenders and financial institutions involved in manufactured housing. The shift in effective dates requires preparation from stakeholders who facilitate these loans, indicating adjustment in business practice timelines.

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