12 Feb 2025

🏡Changes to Single Family Housing Loan Program

Single Family Housing Guaranteed Loan Program Changes Related to Special Servicing Options; Correction

Summary

The Rural Housing Service (RHS or Agency), a Rural Development (RD) agency of USDA, published a final rule on August 15, 2024, to amend the current regulations regarding Special Servicing Options and adjust the Mortgage Recovery Advance (MRA) process. The February 11, 2025, effective date of that final rule is being deferred to April 14, 2025.

Agencies

  • Agriculture Department
  • Rural Housing Service

Business Impact ?

$$ - Med

The regulation introduces changes to the Single Family Housing Guaranteed Loan Program related to special servicing options and Mortgage Recovery Advance processes, impacting businesses involved in housing finance. Delays in the effective date may require adjustments in compliance strategies for stakeholders.

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