21 Jul 2025

🏦FDIC Seeks Comments on Industrial Bank Regulation and Oversight

Request for Information on Industrial Banks and Industrial Loan Companies and Their Parent Companies

Summary

The Federal Deposit Insurance Corporation (FDIC) is soliciting comments from interested parties on the FDIC's approach to evaluating the statutory factors applicable to certain filings submitted by industrial banks and industrial loan companies.

Agencies

  • Federal Deposit Insurance Corporation

Business Impact ?

$$$ - High

The FDIC is seeking public comments to evaluate its approach regarding industrial banks, which can significantly impact how these entities are regulated and the viability of business models for companies seeking to establish industrial banks. Regulatory adjustments may introduce compliance requirements and affect financial strategies.

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