14 Mar 2025

💵Geographic Targeting Order for Money Services Businesses in the U.S.

Issuance of a Geographic Targeting Order Imposing Additional Recordkeeping and Reporting Requirements on Certain Money Services Businesses Along the Southwest Border

Summary

FinCEN is issuing notice of a Geographic Targeting Order, requiring certain money services businesses along the southwest border of the United States to report and retain records of transactions in currency of more than $200 but not more than $10,000, and to verify the identity of persons presenting such transactions.

Agencies

  • Treasury Department
  • Financial Crimes Enforcement Network

Business Impact ?

$$$ - High

The Geographic Targeting Order imposes additional recordkeeping and reporting requirements on money services businesses along the U.S.-Mexico border. This means impacted businesses must implement new compliance protocols, affecting operational processes and operational costs. Noncompliance could lead to potential civil or criminal penalties, making adherence critical.

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