24 Sep 2025
💰SBA Announces New Interest Rates for October-December Quarter
Interest Rates
Summary
The Small Business Administration has published the Optional Peg Rate, which will be 4.75% for the October-December quarter. This rate serves as a base for fluctuating interest rate SBA loans, while the maximum legal interest rate for Third Party Lender's loans related to 504 projects is stipulated as 6% over the New York Prime rate or state maximums.
Agencies
- Small Business Administration
Business Impact
$$ - Med
The content discusses the Optional Peg Rate published by the Small Business Administration, indicating a direct financial implication for businesses utilizing SBA loans. The set maximum legal interest rate for Third Party Lender's commercial loans also impacts borrowing costs for businesses engaging in 504 projects.