29 Jul 2025
💰SBA Interest Rate Updates and Legal Limits for Commercial Loans
Interest Rates
Summary
The Small Business Administration announces the quarterly Optional Peg Rate of 4.63%, which serves as a basis for fluctuating interest rates on SBA loans. Additionally, it establishes the maximum legal interest rate for commercial loans funding 504 projects, ensuring lenders comply with specified limits.
Agencies
- Small Business Administration
Business Impact
$$ - Med
The document outlines the publication of the Optional Peg Rate by the Small Business Administration, which directly affects interest rates on SBA loans. It also specifies the maximum legal interest rate for commercial loans related to 504 projects, indicating compliance requirements for lenders and financial planning for businesses.