11 Sep 2025

🏠HUD Announces Termination of Direct Endorsement Approvals

Credit Watch Termination Initiative; Termination of Direct Endorsement (DE) Approval

Summary

This notice advises of the cause and effect of termination of Direct Endorsement (DE) approval taken by HUD's Federal Housing Administration (FHA) against HUD-approved mortgagees through the FHA Credit Watch Termination Initiative. This notice includes a list of mortgagees that have had their DE Approval terminated.

Agencies

  • Housing and Urban Development Department

Business Impact ?

$$$ - High

The notice relates to the termination of Direct Endorsement approval for several mortgagees, which impacts their ability to underwrite FHA-insured loans. This affects business operations for those mortgagees and could lead to financial loss or restructuring efforts.

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