17 Jan 2025

📊CFPB Seeks Input on Consumer Credit Card Market Regulations

Request for Information Regarding Consumer Credit Card Market

Summary

The Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act or Act) requires the Consumer Financial Protection Bureau (CFPB) to conduct a review (Review) of the consumer credit card market, within the limits of its existing resources available for reporting purposes. In connection with conducting that Review, and in accordance with the Act, the CFPB is soliciting information from the public about a number of aspects of the consumer credit card market as described further below.

Agencies

  • Consumer Financial Protection Bureau

Business Impact ?

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The CFPB's request for information regarding the consumer credit card market has direct implications for business owners and executives by indicating potential changes in regulations affecting credit card agreements, fees, and practices. Businesses, especially credit card issuers, may need to adapt to new compliance requirements based on public feedback and market evaluations influenced by this review.

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